
AIA A-Life Lady
Related Plan
Contact Details
Richtec Consultancy
Phone: 019-787 1313
No. 11-01, Jalan Mutiara Emas 2A, Taman Mount Austin, 81100 Johor Bahru, Johor
🌸 A-Life Lady
Comprehensive Protection Tailored for Every Woman
A-Life Lady is a dedicated plan designed to provide women with holistic protection until the age of 80. From critical health support to celebrating your life’s biggest moments, we are with you every step of the way.

🛡️ Comprehensive Female Illness Benefit
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🎀 Early Stage Support: Receive a one-off payment of 50% of your coverage amount upon diagnosis of Female Carcinoma in situ.
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🔄 Exclusive Power Reset: Your coverage resets to 100% just 12 months after a Carcinoma in situ diagnosis, ensuring continuous protection.
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🎗️ Female Cancer Benefit: Receive 100% of your coverage amount or cash value (whichever is higher) for female cancers.
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💪Enhanced Breast Cancer Support: Includes additional payouts for breast removal (30%) and reconstructive surgery (30%), totaling up to 160% payout.

✨ Female Care Benefit (RM5,000)
Receive a one-off RM5,000 payment to support your healthcare needs in these specific scenarios
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:💄 Medical complications arising from elective cosmetic surgery.
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🌿 Hormone replacement therapy for menopause.
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🧘 Psychotherapy treatment for anxiety or depression disorders.
🎁 Life Milestone Cash Rewards
We celebrate your major achievements with tangible rewards:
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💍 Marriage & Childbirth: Receive a cash reward of 3% of your coverage amount for each of these auspicious events.
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🥇 Golden Age Reward: A one-off payment of up to 12% of your coverage amount when you reach age 55.
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🎈 Maturity Milestone: Celebrate your 80th birthday with a payout of 150% of your coverage amount.

🤱 Bundle & Gift of Joy (Mother & Baby)
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🤰 Bundle of Joy: Secure coverage for your baby without medical underwriting if the pregnancy is under 14 gestational weeks.
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🧧 Cash Rewards: Earn up to a 3% cash reward when you purchase an A-Life Joy Xtra plan for your child.

🏃♀️ AIA Vitality Yearly Cash Bonus
Join AIA Vitality to enjoy a Yearly Cash Bonus of up to 50% of your Basic Premium Paid based on your healthy lifestyle choices.

📋 Plan at a Glance
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Entry Age: Women aged 16 to 45 years old.
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Coverage Term: Up to age 80.
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Minimum Coverage: RM50,000.
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Tax Relief: Premiums paid may qualify for personal income tax relief.



