AIA Travel PA Plus

✈️ AIA Travel PA Plus：

Comprehensive protection for your global travels

AIA Travel PA Plus is a comprehensive travel protection plan designed to provide total peace of mind by covering injuries, disabilities, or death caused by accidents. It also reimburses medical expenses due to accidents or illnesses and compensates for travel inconveniences throughout your journey.

🗺️ Area of Coverage Definitions

Your premium is determined by the specific geographical area you choose for your trip:

Single Trip Plan

MY Domestic: Covers travel within Malaysia, including Sabah and Sarawak.
🌏 Area 1: Includes Australia, Brunei, Cambodia, China (including Hong Kong and Macau, but excluding Inner Mongolia and Tibet), India, Indonesia, Japan, South Korea, Laos, Myanmar, New Zealand, Pakistan, Philippines, Singapore, Sri Lanka, Taiwan, Thailand, and Vietnam.
🌎 Area 2: Worldwide coverage, excluding the USA, Canada, and Excluded Countries.
🌌 Area 3: Worldwide coverage, excluding only the Excluded Countries.

Annual Plan

🌏 Area 1: Worldwide coverage, excluding the USA, Canada, and Excluded Countries.
🌎 Area 2: Worldwide coverage, excluding only the Excluded Countries.
🚫 Excluded Countries: Coverage is not provided for trips to Afghanistan, Cuba, Iran, Iraq, Israel, North Korea, Russia, Syria, Ukraine, and other sanctioned or war-declared nations.

👥 Plan Options: Tailored for Every Traveler

👤 Individual Plans (Standard & Senior)

🗓️ Flexible Choices: Available as an Annual Plan for frequent travelers or a Single Trip for one-off getaways.
👶 Standard Plan: Open to individuals aged 14 days up to 75 years old.
👴 Senior Plan: Specifically designed for travelers aged 76 up to 85 years old.

👨‍👩‍👧‍👦 Family Plan

👨‍👩‍👧‍👦 All-in-One Protection: Covers the main insured, a legal spouse, and up to 8 accompanying children.
🎓 Child Eligibility: Includes children from 14 days old up to 15 years old, or up to 23 years old if they are full-time students.
🏖️ Single Trip Only: The Family Plan is only available for Single Trip options.
💰 Higher Limits: Offers significantly higher shared benefit limits for the entire family.

✨ Core Benefit Highlights

🏥 Superior Medical & Emergency Assistance

💰 High Medical Coverage: Provides up to RM500,000 for medical and surgical expenses during international journeys.
💳Cashless Hospital Admission: Cashless admission can be arranged for overseas hospital confinement due to accidents.
🚁Unlimited Emergency Evacuation: Offers unlimited coverage for emergency medical evacuation and repatriation of remains.
💵Daily Hospital Income: Pays RM350 per day (up to RM7,000) if you are hospitalized overseas due to injury or illness.
🏠Follow-up Treatment in Malaysia: Reimburses medical expenses incurred back in Malaysia within 90 days of your return.
🤝Compassionate Visitation: Covers travel and accommodation for one relative or friend to visit you if you are hospitalized overseas.

🛡️ Personal Accident Security

🎗️Accidental Payout: Provides a lump sum payout of up to RM300,000 for accidental death or permanent disablement.
⚔️Terrorism Coverage: Protection is extended to injuries, death, or disability caused by acts of terrorism.
🕯️Compassionate Allowance: A lump sum amount is paid in the event of the insured's loss of life during the journey.

🧳 Travel Inconvenience & Asset Protection

❌Cancellation & Curtailment: Reimburses up to RM25,000 for loss of deposits or unused trip portions due to specified unforeseen events.
⏳Travel & Baggage Delay: Pays RM200 for every 6 consecutive hours of delay, up to a limit of RM2,000.
🛂Loss of Travel Documents: Covers the cost of replacing lost passports and tickets, including additional travel and hotel expenses.
💸Money & Credit Card Security: Compensates for the actual loss of cash and monetary loss from fraudulent credit card use while overseas.
🏌️Personal Baggage: Covers loss or damage to personal effects and golfing equipment during your journey.

💎 Exclusive Value-Added Benefits

🏠Home Care Protection: Covers your vacant permanent residence in Malaysia against fire or burglary for up to RM3,000 while you travel.
🦠COVID-19 Coverage: Includes protection against COVID-19 related medical expenses, travel cancellations, and curtailments.
🍼Emergency Child Care: Reimburses expenses for a relative to care for or escort unattended children back to Malaysia if you are hospitalized.
💼 Staff Replacement: Covers the cost of sending a replacement staff member if you are hospitalized or repatriated during a business trip.
📞24/7 Global Assistance: Provides 24-hour worldwide travel assistance for medical guidance, legal services, and emergency bookings.

📝 Things to Know & Important Reminders

👶 Eligibility Age: Available for individuals aged 14 days up to 75 years (Standard) or up to 85 years (Senior).
⏳Purchase Timeline: You are required to purchase the plan before your scheduled departure from Malaysia.
🚫Pre-existing Condition Not Covered: This plan does not cover any events caused by medical conditions that existed prior to the journey.
⚠️Major Exclusions: Coverage excludes suicide, pregnancy/childbirth, professional sports, mental disorders, and war.
🛡️PIDM Protection: Benefits payable under this policy are protected by PIDM up to specific limits.

Get professional advice

Contact our representative to receive personalized insurance advice and begin your journey with us today. Call Felicia Fong (+6019-7871313) to receive the best insurance advice for you and your loved ones.