A-Plus Health 2
Related Plans
Contact Details
Richtec Consultancy
Phone: 019-787 1313
No. 11-01, Jalan Mutiara Emas 2A, Taman Mount Austin, 81100 Johor Bahru, Johor
A-Plus Health 2
AIA A-Plus Health 2 is a comprehensive medical protection plan that grows with you and rewards you for living healthily.
It offers extensive coverage for hospitalisation, outpatient treatments, and preventive healthcare — giving you total peace of mind throughout every stage of your life.
🌿Comprehensive Protection for Your
Health
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Wide Medical Coverage: Covers hospitalisation, surgery, specialist fees, intensive care, and room & board expenses.
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Outpatient Benefits:Includes cancer treatment (chemotherapy, radiotherapy, immunotherapy), kidney dialysis, and day-care surgeries.
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Emergency Accidental Treatment: Provides coverage for accident-related outpatient care within 30 days.
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Maternity and Childbirth Complications:Offers protection for selected pregnancy complications and congenital conditions for your child.
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Organ Transplant: Covers medically necessary organ transplants such as kidney, liver, heart, and bone marrow.
💰Health Wallet – Rewards for Staying Healthy
A unique feature of A-Plus Health 2 is the Health Wallet — a reward account that grows every year you stay claim-free.
You can accumulate up to 10 times the annual reward and use it for:
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Health screenings and vaccinations
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Recovery and rehabilitation treatments
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Mental health therapy and wellness services
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Coverage of co-insurance or deductibles when needed
This feature encourages long-term healthy habits while giving you extra financial flexibility.
⚙️Flexible Options to Match Your
Needs
You can tailor your plan according to your budget and lifestyle:
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Choose your preferred room type, annual limit, and deductible amount.
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Select from different plan tiers for local or worldwide coverage.
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Enjoy cashless admission at AIA panel hospitals across Malaysia.
🌎 Global Coverage and 24/7 Assistance
Enjoy peace of mind with worldwide coverage and access to AIA’s Referral Emergency Assistance (REA) Programme, which provides:
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Emergency medical evacuation and repatriation
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Hospital admission arrangements
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Medical advice and coordination while overseas
Experience seamless healthcare without the need for an overnight stay. With the Outpatient Guarantee Letter (OPGL), you can focus on recovering in the comfort of your own home.
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Cashless Convenience: Enjoy cashless outpatient care at AIA Panel Hospitals for both outpatient and emergency departments.
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Zero Extra Cost: No deductible and no co-insurance required for your treatment.
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Comprehensive Coverage: AIA is the only insurer in Malaysia providing OPGL for the widest range of conditions, including Dengue, Influenza, and simple fractures.
💚AIA Vitality — Live Healthier, Get
Rewarded
Pair your plan with AIA Vitality, AIA’s health and wellness programme that motivates you to live better.
Earn Vitality Points by staying active, exercising, and completing health checks — and enjoy:
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Up to 10% premium discount
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Room upgrade rewards
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Extra credits added to your Health Wallet
🧭 Why Choose A-Plus Health 2
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Comprehensive coverage from hospitalisation to recovery care
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Rewards for maintaining a healthy lifestyle
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Flexible plan choices with worldwide protection
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Long-term security for you and your loved ones
AIA A-Plus Health 2 — because your health deserves protection that grows with you.
