Life Insurance
AIA A-LifeProtectTerm
A-LifeProtectTerm is a no-frills life insurance plan that allows you to choose your level of protection while staying within your budget.
This plan offers you 3 choices of plans; Level Term, 5-Year Term and Yearly Renewable Term. Each offers different coverage terms to suit your financial plan.
AIA A-LifeProtectTerm
A-LifeProtectTerm is a no-frills life insurance plan that allows you to choose your level of protection while staying within your budget.
This plan offers you 3 choices of plans; Level Term, 5-Year Term and Yearly Renewable Term. Each offers different coverage terms to suit your financial plan.
AIA A-LifeProtectTerm
A-LifeProtectTerm is a no-frills life insurance plan that allows you to choose your level of protection while staying within your budget.
This plan offers you 3 choices of plans; Level Term, 5-Year Term and Yearly Renewable Term. Each offers different coverage terms to suit your financial plan.
Contact Details
Richtec Consultancy
Phone: 019-787 1313
No. 11-01, Jalan Mutiara Emas 2A, Taman Mount Austin, 81100 Johor Bahru, Johor
What is Life Insurance for?
Life insurance protects a person's family financially in the case of death or total and permanent disability (TPD). The amount called the payout can be used to cover:
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Immediate expenses
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The loss of income
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The payee's debt
Types of Life Insurance
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Term insurance
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Whole life insurance
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Investment linked insurance
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Female Life Insurance Plan
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Child Life Insurance Plan
Term Insurance
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A term life insurance policy covers you for a specific amount of time
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For those under the age of 50, it is the most affordable form of life insurance.
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It is the most fundamental strategy, with no monetary value.
Whole Life Insurance
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A whole life insurance policy covers a person for the rest of his or her life.
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Premium payments are higher than those for term life insurance, but they do not rise with age.
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It provides a guaranteed cash value/return when the policy matures or is surrendered.
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With whole life insurance, you can accumulate tax-deferred cash values.
Investment Linked Insurance
AIA Investment Linked Life Insurance is a financial protection scheme for the family. AIA Insurance Malaysia's highest life insurance scheme with comprehensive coverage of life's risks:
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Gain in case of death
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Total and Permanent Sickness (TPD)
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Coverage for Critical Illnesses with Reset Capability
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Accidental death coverage has a 200 percent bonus.
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Accidental accident compensation in an elevator or public transit pays out at a rate of 300 percent.
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Natural catastrophe accidental death compensation with a 600% payout
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Increased maturity cash worth
What is Takaful?
Takaful is a Shariah-compliant insurance policy. Members contribute funds to a pooling scheme in order to protect one another from losses or damages.
Reference
https://www.aia.com.my/en/what-matters/finance/your-guide-to-buy-your-first-life-insurance.html
Get Professional Advice
Contact our representative to receive personalized insurance advice and begin your journey with us today. Call Felicia Fong (+6019-7871313) to receive the best insurance advice for you and your loved ones.
AIA A-LifeProtectTerm
A-LifeProtectTerm is a no-frills life insurance plan that allows you to choose your level of protection while staying within your budget.
This plan offers you 3 choices of plans; Level Term, 5-Year Term and Yearly Renewable Term. Each offers different coverage terms to suit your financial plan.
AIA A-Life Signature Beyond 2
A-Life Signature Beyond 2 is a regular premium Investment-Linked Insurance Plan (ILIP) which covers death, and Total and Permanent Disability (TPD). It offers high protection with a minimum coverage amount of RM500,000.
You may choose from various premium payment and coverage terms that suit your needs. This plan gives you the flexibility to withdraw early or to top-up your investment amount based on your needs. In addition, you can also enjoy enhanced protection by opting for the various optional benefits at an additional cost.
AIA A-Life Medik Famili
This insurance package focuses on protecting you and your family. This products by AIA Public Takaful is affordable and has no lifetime limit.
