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Allianz Individual Personal Accident Insurance

🛡️ Allianz Individual Personal Accident Insurance

💡 Simple Coverage · 💰 Affordable Premium · 🤍 Peace of Mind for Accidents

Life is unpredictable, and accidents can happen anytime, anywhere.
Allianz Individual Personal Accident Insurance is designed to provide financial protection in the event of accidental death, permanent disablement, and accident-related medical expenses.

🌈 This plan is also available to eligible persons with disabilities, reflecting Allianz’s commitment to inclusive and accessible protection for all.

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✨ Key Coverage Benefits

🕊️ Accidental Death Benefit
Provides a lump-sum payout in the event of death due to an accident, offering financial support to loved ones during a difficult time.

♿ Permanent Disablement Benefit
Compensation will be paid according to policy terms if an accident results in permanent disablement, helping to ease long-term financial impact.

🏥 Medical Expenses Due to Accident
Covers medical expenses incurred as a result of an accident, reducing unexpected healthcare costs.

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💰 Coverage Amount & Premium

🔹 Accidental death coverage of up to RM50,000
🔹 Medical expenses coverage of up to RM1,000

💵 Monthly premium starts from as low as RM10, up to RM50 (subject to Service Tax),
making it an affordable way to stay protected against everyday accidents.

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♿Eligibility for Persons with Disabilities

Applicants are eligible if they are able to independently perform at least three (3) out of the following six (6) Activities of Daily Living (ADL):

🍽️ Eating – Ability to feed oneself and put food into the mouth

👕 Dressing – Ability to put on and take off clothing without assistance

🚻 Continence – Ability to voluntarily control bowel and bladder functions

🪑 Transfer – Ability to get in and out of a chair without physical assistance

🚶‍♂️ Mobility – Ability to move from room to room without assistance

🚿 Bathing / Washing – Ability to bathe or wash independently

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👤 Eligibility Criteria

✅ Malaysian citizens or Malaysian Permanent Residents

🎂 Aged 3 to 70 years

🏠 Residing in Malaysia🩺 Subject to standard medical underwriting

🩺 Subject to standard medical underwriting

🔒Regulatory & Assurance Information

🏢 Allianz General Insurance Company (Malaysia) Berhad

📜 Licensed under the Financial Services Act 2013 and regulated by Bank Negara Malaysia

🛡️ A member of PIDM — eligible benefits are protected up to PIDM limits

Get professional advice

Contact our representative to receive personalized insurance advice and begin your journey with us today. Call Felicia Fong (+6019-7871313) to receive the best insurance advice for you and your loved ones.
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Contact Details

Richtec Consultancy
Phone: 019-787 1313
No. 11-01, Jalan Mutiara Emas 2A, Taman Mount Austin, 81100 Johor Bahru, Johor
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