MSIG Individual Personal Accident Insurance
Contact Details
Richtec Consultancy
Phone: 019-787 1313
No. 11-01, Jalan Mutiara Emas 2A, Taman Mount Austin, 81100 Johor Bahru, Johor
MSIG Individual Personal Accident Insurance
MSIG Individual Personal Accident Insurance is a global 24-hour plan that will reimburse you for injuries, disability, or death caused by an unintentional cause.
This product is available to all Malaysians, Permanent Residents, Work Permit/Employment Pass Holders, or otherwise lawfully employed in Malaysia, and their Dependents between the ages of 16 and 65 at the time of initial enrollment, and may be renewed.
Benefits
These are the benefits offered by this insurance plan.
1. Accidental death and/or temporary disability
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Between the ages of 16 and 65, and renewable up to 70 years, for the entire family (you and/or your spouse and/or your children).
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Comprehensive personal accident coverage, including riot, strike, civil commotion, and robbery.
2. Weekly benefit for Temporary Total Disablement and Temporary Partial Disablement
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In the event of an accident, up to the amount of the plan applied for.
3. Medical expenses
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Up to the amount of the Plan applied for – incurred by the Insured Person in relation to any one accident, including Chinese Physician/Bonesetter expenses of no more than RM250 per consultation (The first received treatment must be at a clinic registered with Ministry of Health Malaysia).
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Coverage has been expanded to include reimbursement for treatment of Dengue Fever, Malaria, Chikungunya, and Japanese Encephalitis (JE).
4. Daily hospital income
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In the event of an accident, up to the amount of the plan applied for.
5. Bereavement allowance
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In the event of an accident, up to the amount of the plan applied for.
6. Purchase of orthopedic treatment
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In the event of an accident, up to the amount of the plan applied for.
7. Personal liability
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Up to RM1,000,000 is paid for your legal liability to third parties for bodily harm and property loss or damage.
8. Convalescence allowance
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RM5,000 per Insured Person for appropriate dwelling or motor vehicle modifications, as well as any other medical aids, if the Insured Person is continuously dependent on a wheelchair for a period of not less than 6 months.
9. Funeral, cremation and repatriation expenses
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As a result of an accidental death, you may be entitled to compensation of up to RM2,000.
10. Ambulance fees
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In the event of an accident, you will be reimbursed up to RM200.
Benefits and Premiums
The benefits and premiums are illustrated below according to different plans (Plan 1 - Plan 10).
You can read more about this insurance plan by downloading the brochure here.